Ready to Own a Home?! 🏡🔑 Wondering About Affordable Mortgage Loan Solutions?

Explore our comprehensive home loans solutions and mortgage loan programs designed to fit your unique needs. 

• VA- Loan program offered by the Department of Veterans Affairs  to help servicemembers, veterans, and eligible surviving spouses buy homes.
• USDA- The Rural Housing Service, part of the U.S. Department of Agriculture
• FHA- Federal Housing Administration
• Conventional loans
• Refinances 
• Jumbo- Each year Fannie Mae, Freddie Mac, and their regulator, the Federal Housing Finance Agency (FHFA), set a maximum amount for loans that they will buy from lenders. 

*ARM: An adjustable rate mortgage is a type of loan for which the interest rate can change, usually in relation to an index interest rate. Your monthly payment will go up or down depending on the loan’s introductory period, rate caps, and the index interest rate. With an ARM, the interest rate and monthly payment may start out lower than for a fixed-rate mortgage, but both the interest rate and monthly payment can increase substantially. 

*A fixed-rate mortgage is a type of home loan for which the interest rate is set when you take out the loan and it will not change during the term of the loan.

From competitive interest rates to flexible repayment options, discover the key to your dream home with our expertly crafted loan offerings.

•  Investment property Loans 
• Bank Statement Loans:  Approval is done by utilizing your last 12 or 24 months of bank statements
• DSCR Loans: Debt Service Coverage Ratio) 
• 1099 Loans: Designed for self-employed or independent contractors
• VOE Loans: loan that is verified directly with  Verification of Employment
• ITIN Loans: An ITIN is an Individual Tax Identification Number (ITIN) issued by the IRS and can be used as a form of ID for individuals. ITIN loans are a unique kind of loan for individuals that may not have the traditional documentation needed to obtain mortgage loans. The program allows multiple options for income documentation, including standard full doc and bank statements. 
• Foreign Nationals Loans

*In some cases the borrowers don't meet the requirements of a standard mortgage. These are multiple options to calculate the borrower's net qualifying income to make qualifying easy!

• Down Payment Assistant: Forgivable and Repayable options available 
• Land-Lot loans: A land-lot loan is a financing option that allows home buyers to secure funding specifically for the purchase of vacant land or a lot, providing them with the foundation to build their dream home in the future 
• Renovation: 203k FHA, Backyard Oasis loans 
• Commercial: